If you plan on driving in Arizona, you need to protect yourself with auto insurance. According to state and federal law, in fact, you must buy an Arizona auto insurance property if you plan to operate or register a motor vehicle. Taking a moment to learn about Arizona auto insurance laws and policies can help you understand how to get the best deal possible.

Auto Insurance Agents

Need to find an auto insurance agent in your area? Read more...

Comparing Companies

Going with the minimum level of coverage is not always your best option. How can you find a policy that is affordable, but still covers you sufficiently? Read more...

Insurance Discounts

Auto insurance can be expensive, but what are even more expensive are the fines for not carrying it. On average, in 2003, Arizona residents spent (on average) over $1000 every year. If you’re looking to keep your rates as low as possible, here are some things that will positively affect your auto insurance rates with an Arizona insurance discount. Read more...

Insurance Requirements

In Arizona, drivers are required to purchase auto insurance to protect themselves and other drivers. Liability insurance is most important. At minimum, you must currently provide $15,000 in injury liability for one person, $30,000 in injury liability for all people, and $10,000 in liability for property damage. Read more... 

Levels of Auto Insurance

Although Arizona’s insurance requirements are 15/30/10 ($15,000 in single-person injury, $30,000 in total injury, $10,000 for property), you can choose to increase these rates if you wish. Choosing a different level of insurance can make your premium go up, but in many cases, the extra coverage is worth the payment. Read more...

Risks of Not Having Auto Insurance

Opting to not carry an insurance policy is a bad idea if you live in Arizona. The most obvious problem is that if you have an accident, you’ll be forced to pay for everything yourself. However, Arizona law requires you to carry auto insurance not for yourself, but for the other people on the road – that way, if you cause an accident, they don’t have problems getting medical care or property repair. Read more...  

Arizona Motorcycle Insurance

Motorcycles are considered motor vehicles, so in Arizona, you must carry auto insurance if you plan to drive a motorcycle. You’re required by law to carry compulsory liability insurance, with minimums the same as if you were driving a car. Following Arizona motorcycle laws is important in keeping your insurance premiums low. So, you might want to consider defensive driving traffic school. Read more...   

Types of Coverage

Arizona is a “tort” state. That means that in this state, you’re responsible for purchasing liability insurance, not no-fault insurance. There are three main types of liability insurance. Read more...

What Affects Insurance Rates?

Driving offenses highly affect your insurance rates, and even non-moving offenses, like parking violations, could make your rates go up. Accidents aren’t the only problems you could have – avoid Arizona DWI/ DUI charges, Arizona speeding tickets, and other accumulations of points if you want to keep your rates as low as possible. Just one speeding ticket can change the price by hundreds of dollars, so drive safely! Read more...