Auto insurance can be expensive, but what are even more expensive are the fines for not carrying it. On average, in 2003, Arizona residents spent (on average) over $1000 every year. If you’re looking to keep your rates as low as possible, here are some things that will positively affect your auto insurance rates with an Arizona insurance discount:

• Maintain a clean driving record.

• Ask for a higher deductible.

• Buy your other insurance (homeowners, renters, etc) through the same company.

• Complete a defensive driving school course.

• If you’re a student, get good grades.

• Pay your premiums on time!