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Insurance Requirements

In Arizona, drivers are required to purchase auto insurance to protect themselves and other drivers. Liability insurance is most important. At minimum, you must currently provide $15,000 in injury liability for one person, $30,000 in injury liability for all people, and $10,000 in liability for property damage.

When driving, you must carry your proof of insurance with you. The best document to have is your insurance card, although other acceptable documents include your premium receipt, a copy of the policy, a temporary insurance card, or the declarations page of your policy. If you’ve recently purchased the vehicle, you may also carry proof of purchase within the past 60 days and an insurance card from your previous vehicle.

In this state, drivers are not, however, required to carry certain other kinds of Arizona auto insurance. Although it is highly recommended that you do anyway, you are not required by law to carry personal injury protection, uninsured motorist insurance, and so forth.

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