Opting to not carry an insurance policy is a bad idea if you live in Arizona. The most obvious problem is that if you have an accident, you’ll be forced to pay for everything yourself. However, Arizona law requires you to carry auto insurance not for yourself, but for the other people on the road – that way, if you cause an accident, they don’t have problems getting medical care or property repair.

Because of this, Arizona officers will assess fines, suspensions, and more if they catch you driving without car insurance. The follow things could happen if you do not carry Arizona auto insurance:

• Fines between $500 and $1000

• Suspension of your driver’s license

• Suspension of the vehicle’s registration

• Vehicle impounding

• Lawsuits

In addition, when you do go to get auto insurance, you’ll find that your rates are much higher.