One of the most beneficial ways in which your driving record can be used is in conjunction with your insurance. If your record is clean, you can get an auto insurance discount for showing that you’re a safe driver. In addition, you may be able to get an Arizona auto insurance discount if you take a defensive driving course. If you take such course just as a refresher course (not in response to a ticket), your insurance company may look upon this information favorably.

However, be aware that this can work against you as well. If your Arizona driving record isn’t clean, an insurance company can take away past auto insurance discounts or otherwise raise you premium. Some insurance companies will even drop customers who have too many points on their license or deny auto insurance to new applicants who don’t have clean records.